Jipay™ is a proprietary API that enables subscribers to make automatic deposits into a bank account. Jipay™ API integrates with your core banking system. This integration will activate two automatic debits with every spend. One to the payment beneficiary and the second into a bank account held in the institution. This will ensure customers save a pre-determined percentage of all debits.
We partner with banks and other deposit taking institutions that want to manage their NPLs, revive dormant accounts. Leverage technology for customer experience and revenue generation.
We understand that we all need to save – the biggest challenge has always been discipline.
We make saving a reality through automation.
You can save, even with a variable income.
Get your own source of capital for your next business.
A 10% saved for every withdrawal.
Customers have a sub account with an attractive interest rate.
We only work with banks that are regulated by Central Bank.
We help our subscribers overcome the hurdles of every-day saving, by automating the savings process. Our subscribers are able to save for short / long term needs. They can also save for emergencies. The accumulated savings can also be used to pay for a holiday or start a business.
Our API integrates with financial institution systems to enable customers of these institutions automate savings. When this happens then the customers are able to overcome the biggest impediment to savings, discipline.
This integration will make it possible for customers to save a pre-determined percentage of all debits.
Customers will opt into the service and when they issue a debit instruction, the system will automatically debit 10% of the original amount and this money is deposited into a secondary account in the bank.
Each and every time they withdraw funds from the main account then 10% is credited to their sub account with an attractive interest rate.
We partner with banks and other deposit taking institutions that want to manage their NPLs, revive dormant accounts. Leverage technology for customer experience and revenue generation.
A chance to gain first mover advantage launching a revolutionary new product that can be accessed on the banks’ digital wallet to grow deposits.
NPLs have become a major concern for banks. Subscribers to Jipay can dedicate their savings to service their loan accounts.
After a customer sets up, the system will automatically debit 10% of the original amount and this money is deposited into a secondary account in the bank. They can also save for emergencies.
The accumulated savings can also be used to purchase medical insurance and group life insurance.
Our subscribers have a new and innovative way to save for their needs. This will motivate many customers to revive accounts with the participating banks.
Jipay will be a welcome value added service on the digital channels. An innovative way for the bank to deploy the digital platforms to meet our customers in the comfort of their homes and business environment.